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User question:My request: accident insurance ,20-30 million, accidental disability ,20-30 million, 20-30 million in life insurance, re-disease risk ,10-15 million, all the consumer-oriented, the annual vote in 2000, has been the social security health care. Thank you. good to have identified combinations. points more than .10 points. I was born in August 1985. I said, well, Zhejiang Taizhou on the first floor. very carefully. just that some super-budget, Oh. I have yet to protect the wife and kids . This year marriage. as well as parents have no insurance. Thank you. be able to do in the budget calculations Sweden,
Experts answer: by 30 year old male for example. 1, Ping An accident insurance (2008), including accidents and accident disability, insured 300,000 at a rate 690 / year (three categories of employment) 2, Ping An Insurance happy on a regular basis (A, 2004) life insurance 300,000, 30-year 30 years to pay 1590 yuan / year 3, life health care experts regularly diseases are self-reported medical insurance, re-disease risk 150,000, 20-year period of 20 years to pay, 825 yuan / year (Note: not necessarily accurate, I do not the new rates ) Ping Accident Insurance (2008) Insurance liability: accidental death insurance insured person who suffered accidental injuries (see 7.3), and since the accident occurred within 180 days from the date of death, and we pay the insurance amount of "accidental death insurance premium, "the termination of the insured liability insurance. Accident disability insurance the insured person who suffered accidental injuries, and since the accident occurred within 180 days from the date of the contract annexed to the risk caused by local deity, "the degree of disability and the payment ratio of Form" (see Table 1) or "three-degree burns and the payment the proportion of Form "(see table 2) listed in the degree of disability is one, we pay according to the ratio listed in the table multiplied by the amount of insurance payment" accident disability insurance payments. " If not the end of treatment, according to the accident, the first 180 days from the date of the physical condition of disability identified, and accordingly pay disability insurance. The insured person for the same accidental injury caused by Table 1 and Table 2 listed in the degree of disability for more than two, we pay the sum of the disability insurance payments. However, different disability items belong to the same hand or the same foot, only pay a disability insurance payment; if the project belongs disability disability rating is not the same time, the more serious items paid disability insurance payments. The accident disability caused by injuries the previous merger could lead to more serious projects for disabled disability insurance to those who are paid according to the more serious project criteria, but the previous disability insurance has paid (insured prior to suffering or because of exclusion of liability due to events listed in Table 1 and Table 2, the disabled deemed to have paid disability insurance payments) should be deducted. The same accident the insured person's death and accident disability insurance payments accrued to the amount of the insured person's insurance limit. Traffic accident death or disability of special insurance of the insured person to ride as passengers of public transport of passengers during the period (see 7.4) subjected to accidental injury, and since the accident occurred within 180 days from the date of death, we are determined according to the first paragraph "accidental death insurance" amount paid "traffic accident death special insurance payments." Of the insured person to take the passenger capacity of public transport of passengers suffered during the accident, and since the accident occurred within 180 days from the date of the contract schedule risk caused by a local deity, or one degree of disability listed in Table 2, we are according to the second shall determine the "accidental disability insurance payments," the amount of payments "traffic accident disability insurance in particular." Rates (per million insured) job categories 15 yuan second-class rates for a class of 19 yuan three types of 23 yuan four 34 per five 53 yuan six categories of 68 per safe travel card (limited to purchase a copy): Annual cross-Insurance Fee 100 yuan per / person / year liability insurance 6 million has traffic accident death or disability (according to different degree of disability payments) 80,000 yuan from the car, take the responsibility of the private car personal accident injury. (Accidental death, disability) 10,000 yuan additional personal accident injury medical care (100 deductible, 100% reimbursement). 80,000 yuan take responsibility for commercial operations, vehicle accident. (Accidental death, disability) 200,000 yuan by train, boat accident liability. (Accidental death, disability) 400 thousand yuan of public transport travel aviation accident liability. (Accidental death, disability) insurance, our well-being on a regular basis (A, 2004) death insurance liability insurance the insured person at the local deity insurance contract in force a year from the date of death due to illness, we have 10% of the amount of insurance payments, " death insurance ", there is no interest paid by the return of premium, local deity risk termination of the contract. The insured person due to accidental injuries (see 9.1) died or local deity insurance contract in force at the date of one year after death due to illness, and we pay the insurance amount, "death insurance", local deity risk termination of the contract. Rates (per million insured amount / year) male 30-year period (insured age 30 years) to pay wholesale cross 9255 years 24110 years, 12915 years to pay years to pay 9020 to pay 7230 to pay 53-year periodic re-disease experts, personal care sickness insurance (31 kinds of major diseases) insurance liability insurance during the period of this contract is divided into two types: 20 years and 30 years. The insurance period, the insurance company to undertake the following responsibilities: critical-illness insurance payments from the effective date of insurance contracts (insurance contracts recovery efficiency, it has since the last effective date of recovery) the causes of accidental injury, or from the effective date of insurance contracts effect (effect of the re-insurance contracts since the last effective date of recovery) 180 days after the result of accidental injuries than other reasons, the insured person first occurrence of the major diseases of this contract, the company paid in accordance with the amount of Critical Illness Insurance Gold, the effectiveness of the termination of this contract. The insured person from the effective date of insurance contracts (insurance contracts recovery efficiency, it has since the last effective date of recovery) 180 days, other than the internal causes of accidental injury first occurred, the major contract the disease, the company insured people have to pay for the premium the insured pay a significant amount of sickness insurance funds, the effectiveness of the termination of this contract. Death insurance money from the effective date of insurance contracts (insurance contracts reinstate while since the last effective date of recovery) the causes of accidental injury, or from the effective date of insurance contracts (insurance contracts reinstate while since the last time Fu Xiao-date) 180 days after the result of accidental injuries than other reasons, the insured person died, according to the insurance company pay the amount of death insurance benefits and the effectiveness of the termination of this contract. The insured person from the effective date of insurance contracts (insurance contracts recovery efficiency, it has since the last effective date of recovery) 180 days, other than the internal causes of unintentional injury death, the Company by the insured for the insured person has been payment of premiums paid by the amount of death insurance benefits and the effectiveness of the termination of this contract. Insurance, the insured amount for every 10,000 yuan during the period: 20 years / 30 years of age and 70 fee during the period of insurance: Insurance for 20 years during the period: 5 years, 10 years, 15 years and 20 years; insurance period of 30 years: 5 years, 10, 15, 20 and 30 years of wholesale payment of insured men and 5 years of age to pay men and 10 years to pay men and 15 years to pay men and 20 years to pay men and 30735176986955

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