Hot Topic:: Will the cargo insurance claims process?
Experts answer: Cargo insurance claims process Source: New King Cheng Logistics Network Author: cargo insurance, accident insurance claims occurred after the interests of an application to the insurer, after audit finds that based on insurance liability insurance policy, pay the insurance payment. Simply, it is cast Paul that took place after an accident insurance to the insurance claim. Insurance claims is an extremely important part of achieving a concentrated expression of the functions of the insurance compensation, claims are done well, will enhance the people's trust in insurance companies, insurance companies, the business will grow even bigger. Claims have their strict procedures: tests placed on file. Insurers, the insured person received notice Chuxian first placed on file and the number, in the sending specialized personnel to the scene to investigate, document the loss of the actual situation. Review of documents, auditing responsibilities. Insurers through investigation and review of documents to determine liability. Which mainly include the insurance policy is valid, the insured person to provide the documents are complete, whether the insured has an insurable interest, whether it violates the principle of utmost good faith (including informed that the guarantee), the incidents occurred in the insurance period, whether it is the policy of the accident insurance cover accidents, whether there is third party liability. Accounting losses. Through investigation, determine the size of losses and compensation amount. Salvage treatment. It is aimed at property insurance purposes, mainly for the use of residual materials. Insurance company to pay compensation. Insurance companies to exercise the right of subrogation.
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