User question:August 27, the universal life insurance issued, it was recommended to me that with my own understanding, that it was possible for me, would like to invite you to help me analyze analysis .1. My security is not enough, I was pillar of the family, 37-year-old , regular life insurance one hundred thousand yuan, about 20000 accidental injury, serious illness life insurance in Corning 20000 (40000 security). there is social insurance, there is Life of inpatient care .2. occupational status is not particularly stable, regular income is not more (annually about two million), non-regular income is not fixed ,2-4, ten thousand dollars, the family of the annual expenditure of about 2.7-3.1 million (including premiums 5,200 yuan, housing loans of about 9300 yuan), an annual surplus should be in a million yuan .3. currently preparing an investment plan, or the China Construction Bank China Merchants Bank Investment Fund set 300 yuan per month, with the 5-year-old son's education fund which is (expected to hold about 8 years), 10,000 yuan about the buying has not yet thought of good. I ask you this: The Universal Life Insurance How do I attach a large risky? for me? reminder: 1. occupational instability, according to universal insurance should hold a 10-year vision in 2012 Contributions 5000 per year yuan (not seen the terms of life, according to Ping An of 5,000 yuan variable reference) Of course I can, but can not see two years after the steady-state employment or income, if the monthly income of 800 yuan is only what to do? be difficult to feed their families! friends who do not laugh, consider the worst it should be. Ha ha! 2. Paul at the end of the current yield of up to the ceiling of the CIRC or 2.5%, if during the year rose to 3.5 percent? Is not the current The risk there is in this forward-looking!
Experts answer: to see the insurance can not only protect, after all, the pockets of the silver is more important, buying insurance or whatever, left margin. household income is not fixed, occupation is not solid, really do respect for universal insurance? not necessarily.

Universal Life Insurance Company Copyright Disclaimer:
Contents of this page are from the Internet, the copyright belongs to the original page. All actions are under your responsability, please delete them after 24 hours or purchase it. Email us to report illegal contents.