User question:I Hangzhou local 22-year-old personal income in general, domestic economy in general. Mother, frail and sick, I would like to buy her copies of the insurance. However, we did not suffer from the concept of insurance, do not know how to buy the most suitable kind? Mother, weak physique, 49-year-old at home. Hope that we can from year to year to pay the principal is to be reimbursed after the sick, because mothers did not work unit. Already paid pension insurance, fast you can get old-age pensions, and then be submitted to the national health care, then how much to pay one month's expenses? National health care, then the number of months to pay the cost of
Experts answer: did not know the past few years lived in hospital? To buy commercial insurance, if regular physical well-patient, insurance companies generally will not apply for or increase fees and charges can be considered to see the National Social Health Insurance is not physical, even though she will be handled often hospitalized

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