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Hot Topic:: Term life insurance and accident insurance What is the difference?


User question:The problem a little bit weak ~ ~
Experts answer: Hello! Term life insurance and accident insurance are all types of consumer products! Is to specify the (Convention) within the period Chuxian of benefits (paid) conditions, the period over which a contract expires, because it is consumer products, they are not expired Chuxian is not any interest payment for. However, periodic insurance payments on condition that - the insured person within the insurance period of death due to illness or accident; accident insurance payments on condition that - the insured person within the insurance period leading to death or maimed in accidents; and if the passenger seat capacity buses to Chuxian, to receive double payment; In addition, on a regular basis points 5,10,15,20,30 period of insurance in general or to the specified age limit; the middle does not require re-underwriting, or are free to adjust the insured period (you can stop insurance); and accident insurance generally is for one year, many companies have agreed to insure a continuous, but it stipulates that every 3-5 years to re-underwriting once; also have a variety of other special types of Ultra-short-term accident insurance, such as by car, train accidents-seat aircraft insurance, travel accident insurance.

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