User question:I think there are a lot of working people have this question: Why are the first two years of social insurance, employee insurance costs 86 yuan per month deduction, and the rest paid by the company where the employees surrender for various reasons, the proceeds of a Bai Qishi more (per month). After the now changed: 56 per employee per month deduction, employees surrender, only retreated to that part of their pay, which is 56 per bar. The reason why 56 and not more than 170 retired, I heard that the company paid for employees that part of the rebate to employees. In accordance with insurance law, insurance, beneficiaries of the insured person should be authorized by the blood themselves and their loved ones, as the insured employees serving companies in the employees surrender, they will receive a refund a deposit? If you can not retreat, then the company employees to pay insurance premiums to those gone? Social insurance old-age security as a social part of the common people, the insurance payment to the insured person did not receive legal age before, only the value of the main (the bank also has interest), it will not appear for any loss, then how could the money do not give employees, but not out? In fact, as the most common employees, most people simply do not understand the benefits and the role of insurance, they do not have insurance awareness. So, usually a factory, demanded withdrawal Insurance (Of course, some of them out of frustration). The state compulsory social insurance promulgated purpose is very simply, is to promote the role of social security insurance. But, on the front of this phenomenon, so that workers who have come to feel the general insurance than in the past to "worthless" and would facilitate the implementation of insurance do? I was one of the people working in the city, people like me in major cities is absolutely the main crowd. Who can help us to work this army to be a good answer ah. I am here on behalf of all of the migrant workers the world thanks to you!
Experts answer: First, please do not include social insurance and commercial insurance to confusion, social insurance is the state, through legislation to establish a social security system. The purpose is to make the workers because of old age, sickness, maternity, disability, unemployment, death or other reasons, a temporary interruption of work, or permanent loss of ability to work, not get remuneration, I and support, and family members lost their sources of livelihood, can From the social (national) to obtain material assistance. Social insurance premiums by individuals, businesses and the Government shared responsibility and therefore have a social welfare nature. Therefore, the insurance companies pay not for you personally, or for the community to obligations. While you enjoy through social security, regardless of whether the business after you are there. Second, you say should be the old-age insurance, because the original old-age insurance in the individual accounts by individuals paid old-age insurance (8%) and units on the old-age insurance to pay 3% of the common components (units of a total payment of 20%, 17% of social co-ordination, 3% into the personal account). In 2006, the country in order to protect the pension insurance part of the stability of the composition of individual accounts will be fully paid by the individual for 8% of the composition. The same time, into the pension calculation method is also a major adjustment, adjusted so that employees receive a pension after retirement increase and more embodies the principle of more gains to pay more. Individual retirement accounts can only be due to surrender part of the surrender less so than before, but the old-age insurance, Gu Ming Si-yi, the employee retirement security, but mostly from the pension part of social co-ordination, which is its main purpose . For the not yet retired, you naturally do not enjoy the benefits of social insurance, so can we not surrender, do not surrender, do not order now immediate, but after the loss of livelihood security.

Social insurance surrender the money when the employee why the less Copyright Disclaimer:
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