User question:Members predecessors Well, I have come to a depth of migrant workers. . I informed the company in December last year, I said, I bought it a comprehensive medical insurance. A few days ago I went to the hospital with my social security card read out. Then I check the balance of a doctor was 75. I Look at some aspects of the health-care articles. Said that the combination of medical to pay a hundred dollars a month. Will my personal account, so why only 75. Is not the company I bought hospital medical insurance, since such insurance, to pay 32 RMB per month. But the hospital told the medical insurance is no personal accounts of the ah. In addition, I brush the same day in the hospital with the social security card was 52 yuan, is this, and to pay the cash difference between .
Experts answer: Shazi not worry, it should be to participate in a comprehensive health care. Time is very short, this amount of money about. Shenzhen social medical insurance scheme (March 1, 2008 implementation) 30th of [comprehensive medical insurance premium split] City social insurance institutions for comprehensive medical insurance policy holders to establish individual accounts, mainly for outpatient medical costs, the actual percentage is as follows: (a) the insured person are not retirees, and dissatisfaction with 45 years of age staff by 5% of base pay to personal accounts, 45 persons over the age of the base payment by 5.6% according to their personal accounts; (b) the insured were retirees, the 8.05 percent base pay according to their personal accounts. Which a one-time payment of medical insurance premiums, which amount shall be credited to individual accounts on a monthly basis to their personal accounts, and pay a month's time from 1 day to calculate the monthly payment consecutive years. Comprehensive medical insurance, the rest of the basic medical insurance premium into the catastrophe fund is mainly used with the provisions of the medical expenses. Deep BMA regulations 2008 21: 2, serving officers to participate in a comprehensive medical insurance, maternity health insurance and supplementary medical insurance, where the minimum base pay be adjusted to 1940 yuan, the highest base pay adjusted to 9699 yuan, to participate in inpatient care insurance and supplementary medical insurance, payment of local base adjusted to 3233 yuan. 5, this notice since July 1, 2008 implementation date. Deep BMA [2009] 36: first, the social insurance premium rate adjustments from February 1, 2009 come into effect for a period of 12 months. Second, the social insurance premium rate adjustment range of industrial injury insurance, comprehensive medical insurance, hospital medical insurance and migrant workers health insurance, unemployment insurance and pension premium rate is not adjusted. Specific adjustments is as follows: (b) Comprehensive Medical Insurance: Unit contribution rates lowered by 2 percentage points, that is, payment rates for participating enterprises from the original 6.5% adjusted to 4.5% (of which the basic medical insurance premium rate is 4%, Local supplementary medical insurance premium rate 0.5%); individual contribution rate unchanged at 2%; adjusted the ratio of access to personal accounts remain unchanged;

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