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Experts answer: first agree on the first floor view. The specific point is, re-insurance is generally a long disease risk, but also suggest that you choose the longer the payment period is good, so if the premium paid by Chuxian relatively small, if the short-term payment then once the basic Chuxian is use their own money himself a doctor. Another common disease risk re-insurance also died, so bought a heavy disease do not have to buy insurance after the accident insurance of so many. As for the accident are not saying do not, because now the insurers of the short-term medical insurance is additional insurance, should be attached to the short-term accident insurance, so that the appropriate buying accident insurance, the main aim is a little medical care, so finally in sight The disease also read to the hospital to the insurance company claims, the other is the basic less expensive type of insurance, also 100 per year from top to bottom, it is very necessary. When buying such insurance should pay attention to it has no deductible degrees, Do not buy any kind of deductible of 100 yuan, it means that you see a doctor in the 100 yuan to give you the following insurance companies are not compensable. Hope the above answers can help you.
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