User question:I am now 40 years old, would like to spend one million one-time insurance until after the age of 60 can have a fixed annual return, do not know what kind of insurance products that are suitable.
Experts answer: is now available in the market with a lot of investment and insurance, universal insurance, as well as investment and even the universal bundle, you can freely convert a special account to avoid market risks. I have 13 insurance companies on the market the investment products that do not even return a detailed comparison of the income gap between the large (annual income from 110% to 30% range). At the same time, I have on the market than the company's universal, dividends, retirement, serious illness, accident, medical claims, and so products were compared. Each company's initial expenses, account management fees, some fees, etc. extracted are also differences in the purchase of the former must be understood. Insurance broker to help you shop around, truly allow you to maximize the benefits, contact information, see personal data.

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