User question:Hello, I just graduated from university in the enterprise after a probationary period, I would like to ask, and now the insurance companies (5 insurance) are how to pay, and how much they should be paid to their own ah said that the health insurance companies, why hello
Experts answer: : Social Security are: 1, old-age insurance, pension insurance is reaching the mandatory retirement age of workers after they retire from the government and society have a certain economic compensation for material assistance and services for a social insurance system. The new parameter unification unit (refer to various types of enterprises) unit payment rate determined to be 10%, to determine an individual's contribution rate of 8%, the current statutory retirement age for enterprise employees in China as follows: male workers 60 years old; in management and scientific research the work of women cadres 55 years old, female workers 50 years old. 2, medical insurance, basic medical insurance system for urban workers, is based on finance, the capacity of enterprises and individuals established to ensure that their basic medical needs of the social insurance system. Units and 6% the proportion of pay, personal pay 2%. 3, work injury insurance, industrial injury insurance, also known as occupational injury insurance. Workers because of his work in the course of their work by accident, or through contact with dust, radiation, toxic substances and other occupational diseases caused by occupational hazards, by the state and society to the injured, disabled persons and dependent relatives of those who died during his lifetime to provide the necessary material assistance. Industrial injury insurance premiums paid by the employing unit, for the higher incidence of accidents of industrial accidents, the collection of insurance premium rates higher than the general standard. 4, unemployment insurance, unemployment insurance is the state, through legislation imposed by the community to focus on the establishment of funds due to unemployment of workers temporarily interrupted their sources of income to provide material assistance system. The unemployment insurance fund is used mainly to protect the basic livelihood of unemployed persons. Urban enterprises, institutions, social organizations and private non-enterprise units in accordance with the unit for 2% of the total wages paid unemployment insurance premiums, its staff and workers in accordance with 1% of my salary to pay unemployment insurance premiums. 5, maternity insurance, maternity insurance is against the reproductive behavior of the physiological characteristics, according to the law, working women have children which led to workers due to temporary stoppage of work, loss of normal sources of income, by the State or community to provide material assistance. Maternity insurance by the employing unit in accordance with this unit last year 0.7% of the total wages paid. 6, provident fund contribution rate: According to the actual situation of enterprises, choose the payment ratio of housing accumulation fund. However, in principle, the maximum payment amount of the average wage of workers shall not exceed 300% of 10%. Second half of 2009 onwards, unified wage requirement for all employers to pay 12% of the handle housing fund. The amount of their pay should be 300 or so, all regions are different.

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