User question:I bought a 1W ABC dividend insurance, deposit period of five years, may I ask directly to the bank after five years can apply for a one-off surrender procedures and have to get their own money. I actually is to save money, they say that the interest on the confused and the deposit will not be a hoax, right?
Experts answer: Hello, I was in Bank of China Life Insurance Department's work, you bought this insurance should be a bar, a sex 1W, kept for 5 years. 5-year period expires, you need to bring your contract and ID card, go to the local Chinese Life outlets handle due formalities. 5 years later, the money received is the principal fixed-interest 6305-year dividend dividend accrued interest, in 2007 the dividend 1W = 520 between Zhi 600, if the dividend by 550, then it five years later, you can get: 13500 yuan or so. There are a maximum 30,000 yuan of accidental death protection. If you are 1W records of bank five-year period, according to current bank interest rates to 3.87% of the count five years after you get 10,558 yuan. References: http://www.zj.e-chinalife.com/product/bankInsur/financeInsur

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