ask insurance Home->For the employees to buy basic medical insurance, the unit should be how much money

Hot Topic:: For the employees to buy basic medical insurance, the unit should be how much money


User question:Our units do not give us the basic medical insurance to buy, but with "Corning Life Insurance" instead. Corning is 4 million for 20 years to pay, plus interest for each year to spend 2520 yuan per person. This should also be a lot of money, but we have not a penny of benefits. I want to ask, if the Office of the basic medical insurance for their employees, the unit will take the number of Boyd? Corning to buy life insurance for us, it is estimated unit in order to save money or are there other reasons? About Corning, I have many, many places say that it is useless. So, why do this unit, I thought, so have this problem. In addition, basic medical insurance, the medical expenses there is a limit to do? Is inside the money ran out, then he got sick, how the accounts of the money have enough money to do?
Experts answer: Enterprise for employees of social insurance, the provisions of the State Bureau of Labor and Social Security, not the employees want problems, but the insurance companies must give their staff a theoretical unit of risk should be given to employees on a 5 gold: old-age pension, unemployment, work injury, fertility (local accounts), medical care, housing fund. However, many companies employees were given only for three or five insurance insurance (in order to reduce costs and Well). The number of social security contributions in accordance with your previous year to calculate the average monthly wage, but can not be lower or higher than the local labor security department issued social level wages. Payment ratio: Unit: Pension: 20%, Unemployment: 1%, injuries: 0.3%, fertility: 0.8%, Medical: 10% individual contribution ratio: endowment: 8%, unemployment: 0.2%, health care: 2% 3 the other do not you pay. In accordance with the new year if the average wage in society out of the lowest floor (medical, maternity 2236, pension, unemployment, work injury 1490) to assess, 558.86 payable units and individuals payable 169.9. Hope you can help!

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