Hot Topic:: Children to buy what kind of insurance?
Experts answer: to the children to buy insurance, a number of recommendations: one, the premium expenses because the first-time parents should not be too pleased with the blind, in principle, to bear its own feel no pressure is good, there is a child just born, after the cost of living will be substantially increased, should be psychologically prepared. 2, the child was born just shortly after the general hospital accident insurance and medical insurance, many insurance companies do not provide, please pay attention to selecting children's category of medical insurance and accident insurance, that is, at least 30 days of birth, can be insured to protect the child 17 years of age (perhaps some more). 3, give the child try to consider the type of insurance on a regular basis, the child can grow up, children grow up to have their own way of life and economic resources without having to consider too. 4, the child's life not more than 50,000 total (in some areas is 10 million), more than is invalid, it will also is a waste of premiums. 5, new parents, is also to increase their family responsibilities, should be given a little more to protect themselves (such as accident insurance and re-disease risk), parents are most essential to protect the child, it should first protect themselves. 6, the insurance does not require a step in place, according to their own economic situation and level of insurance demand, the balance and make the appropriate choices in later life, and then according to their own circumstances (whether financial or insurance needs structural changes) for additional insurance protection, adjustment and improvement.
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